Fees

Individual Psychotherapy: $165 (60-minute session).

Please note that if you aren’t using insurance, or don’t have insurance benefits available, you have the right to receive a Good Faith Estimate explaining how much your mental health care will cost.

Payment

Payment is due at the time of service. I ask that you keep a credit card on file using an encrypted system so that payments are automatically processed on the day of your appointment. I accept all major credit cards (Visa, Mastercard, American Express, or Discover), as well as health savings account (HSA) and flexible spending account (FSA) debit cards.

Using Insurance for Therapy

You may wish to pay privately for your therapy services, or you can opt to use your insurance. I am an out-of-network provider and do not directly bill insurance. However, if your plan has out-of-network benefits, you may be able to submit a claim for reimbursement. Depending on your insurance benefits and whether you have a reimbursable diagnosis, sessions may be covered in full or in part. Generally, plans with out-of-network benefits will reimburse from 40 - 80% of the cost after a deductible. If you want to seek reimbursement, I’ll provide you with a receipt (called a “Superbill”) that includes a CPT code and diagnosis, which can be submitted with a claim for out-of-network benefits.

Easy Claims Filing for Your Out-of-Network Benefits

You can file claims quickly and easily with Reimbursify, a free smartphone app that simplifies filing and tracking of your claims for insurance reimbursement. As a client of Livelihood Counseling, the first claim filed with Reimbursify is free. Thereafter, Reimbursify charges $3.99 for each additional claim. To use the app, you enter your initial information, upload a digital copy of the Superbill I will provide to you, and click “submit.” The process is paperless and takes less than five minutes to complete. Although I can’t guarantee reimbursement from your insurance company, I will do what I can to assist you with the proper documentation to facilitate the process and make this run as smoothly as possible for you.

Determining Your Out-of-Network Benefits

If you have a PPO plan, you likely have out-of-network coverage. If you have an HMO plan or an EPO plan, you are typically required to see an in-network provider (someone who is contracted with your plan). To verify your out-of-network benefits, contact your plan administrator from the telephone number on the back of your insurance card and be sure to ask the following questions:

• Does my plan cover out-of-network outpatient mental health (psychotherapy)?

• Does my plan cover telehealth sessions with an out-of-network provider?

• What percentage of my provider’s fee is eligible for reimbursement?

• Do I have a deductible that must be met before I receive any reimbursement?

• If so, what is the deductible amount and how much remains unmet for the current plan year?

If you would find it helpful, I’m happy to contact your insurance company for you to determine your out-of-network benefits. We can discuss this further during an initial consultation.